With the information you provided, I have quotes that total $1,007 per year....a savings of $337 per year. But that is just a best guess estimate. There are medical records that the insurance company will evaluate in order to give you a firm offer. The biggest issue is the sleep apnea. If you want to pursue, I'll provide some forms for you to complete that might help with a more valid quote. Primerica is not known for having the lowest cost coverage but only you can weigh the price you're willing to pay for working with a friend...and I'm OK either way. Sometimes I pay more to help a friend or relative.
Let me know and please use my work email if you wish to proceed.